Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Retirement Traps to Avoid Beware of these traps that could upend your retirement. My Retirement Savings Estimate how long your retirement savings may last using various monthly cash flow rates.